Construction Loans

We'll help you fund your new build or renovation with a Construction Loan

Securing a Construction Loan is an essential step for those aiming to construct their dream residence or embark on a significant renovation endeavour. These loans are tailored to disburse financing in increments as your project advances, rather than providing the entire amount upfront. The process of obtaining a Construction Loan can be intricate. It requires not just an insight into your financial stance but also a comprehensive plan of your construction project for banks to grant their approval. We are here to demystify this process for you, ensuring you're well-prepared with all necessary documentation before you lodge your application, thereby expediting the commencement of your construction.

Distinct from other loan types, Construction Loans are designed to allocate payment to builders and suppliers progressively throughout the project. This means your interest payments are calculated only on the withdrawn portion of the loan, not the total approved amount. Grasping the workings of a Construction Loan, and how it facilitates your building or renovation project is vital, and our expertise is at your disposal to ensure you're well-versed in these nuances.

As esteemed members of the Mortgage and Finance Association of Australia, we're equipped to assist with Construction Loans across the nation. Whether you're initiating a build or undertaking renovations, our proficient guidance and experience are here to help you navigate through the process, ensuring you make an informed decision.

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Getting a Construction Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Construction Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Construction Loan approved.

Book Appointment

Our Latest Reviews

Megan Jeon

Rebecca was recommended by my work colleague who had just recently bought their house, and she was beyond our expectations. Thanks to her kind explanations and attention to detail, Rebecca made the preapproval and final settlement processes so smooth and hassle-free for our first home buying journey. We really appreciate her honest and helpful advice and patience with our endless questions. We highly recommend Rebecca and her team. Best service.

Romeo Correia

Sid Sarkis recently assisted me manage my home loan to purchase another property. He made the whole experience seem less and provided great knowledge.

Adrian Buhagiar

I recently had the pleasure of working with Sid for my home loan, and I can't recommend him and the team at Sattouts enough. From the very beginning, he was incredibly professional and attentive. He took the time to understand my financial situation, was always available to answer my questions and address any concerns I had, which made the experience much less stressful. He truly made the process smooth and enjoyable! Thankyou Sid

Alex Al-Ekhtiyar

Sid is extremely helpful throughout the entire process. He will answer all of your questions with detail and truly cares about his clients and their situations to get them the best result possible. He has made buying a property a lot less stressful than it needs to be. I can't recommend him enough!!

Marcus Crossley

Sid and the team offered expertise and constant assistance when required. Making the process of buying property as smooth as possible.

Marie Raad

Sid was extremely helpful with the purchase of our next house. His knowledge in how best to approach our new loan made the biggest difference in us being able to finally find our forever home. The personalised experience we received made the entire process from start to finish as stress free as possible and Sid was there to answer any questions we had no matter the time of day. I would highly recommend his services when purchasing a home.

We work with Australia's biggest lenders

Frequently Asked Questions

Are all your Mortgage & Finance Broker licensed and accredited?

All of our Mortgage & Finance Broker are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help first home buyers get their first home loan plus access any grants and incentives?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant (FHOG) and the various stamp duty exemptions available.

Can you help with our home loan and investment loan?

Yes we can! We have experience arranging all kinds of loans including home loans, business loans, investment loans, lines of credit, commercial loans and equipment finance. We are accredited with a range of lenders who can provide solutions to suit your needs.

Does My Mortgage Concierge help self employed borrowers get a loan?

Yes, we often work with self-employed borrowers. Our brokers have a great understanding of tax and business financials. We work closely with our in-house accountants and our client's accountants to provide solutions for self-employed borrowers. We often arrange loans for companies, trusts, sole traders, SMSF and partnerships.

Does My Mortgage Concierge charge any fees, or are any hidden costs when getting a loan?

We don’t usually charge for our services as we are paid a commission by the banks. All fees and commissions will be fully disclosed to you before any loan application is prepared. We also run through the other costs of arranging a loan and buying a property such as Government charges and fees.

Who owns My Mortgage Concierge, and are you a part of a franchise?

The business is family-run and owned independently of any franchise. We aggregate through Connective Lender Services Pty Ltd.

Request a Callback

Name

Phone Number

Email Address

Homebush West, NSW

02 8014 4443

Further Information

Services

Sattout Accounting Services Pty Ltd ABN: 16 115 135 656. The Brokers are authorised credit representatives of Sattout Accounting Services Pty Ltd Australian Credit Licence 392736

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.