First Home Buyers

Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Securing your inaugural home is a significant milestone in your financial journey. Presently in Australia, first-time purchasers are in a particularly advantageous position due to a favourable market environment and substantial government incentives, such as the First Home Owner Grant. This scenario offers an exceptional chance to climb the property ladder.

We offer nationwide expertise, aiding clients in navigating and leveraging the First Home Owner Grant (FHOG), as well as various stamp duty concessions and other state-specific perks. Whether your interest lies in acquiring vacant land or a pre-existing residence, we're here to elucidate your alternatives. You may also qualify for the Home Guarantee Scheme, potentially broadening your selection of properties.

Comprehending every facet of purchasing your initial home, from assessing your borrowing power to establishing sensible borrowing limits, is imperative. Our vast experience in guiding First Home Buyers through the buying process makes us ideally suited to support you in making these critical decisions.

As esteemed members of the Mortgage and Finance Association of Australia, our commitment is to assist First Home Buyers throughout the nation. Embarking on your homeownership journey? Our profound knowledge and experience are at your disposal to ensure you make informed decisions every step of the way.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Get your Borrowing Capacity

Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Book Appointment

Our Latest Reviews

Andrew Zaki

My wife and I have used Rebecca, Sid and the team at my Mortgage Concierge for multiple property purchases now. They have always provided a comprehensive service and were able to put forward multiple loan options across various lenders in a timely manner. The team will always provide honest feedback as to their recommended loan package based on our situation. Thanks team!

Jenny Taouk

The team at My Mortgage Concierge was incredibly friendly and knowledgeable. My loan officer, Rebecca took the time to explain every step of the process, answering all my questions and addressing my concerns. She was always available for a call or email, which made me feel supported throughout the entire journey.

Chloe

I can't speak highly enough of Rebecca and the team. They took me from being unsure if I could even qualify for a loan through to settlement with both warmth and professionalism.

vanessa foo

If you’re here checking out reviews and doing your research like i did when i needed help with my home loan, then pick up the phone and reach out to them. I would recommend Rebecca and her team in a heartbeat! As first home buyers, my partner and i knew pretty much nothing, but Rebecca has been so helpful and generous with her knowledge. She goes out of her way to help us in every way possible to find us a home loan that matches our needs. We had quite a few challenges from our building developers which led to a very short notice for settlement, but again Rebecca was there to assist us every step of the way and making sure we got our home loan approved in time. My partner and I are so glad to have Rebecca as our mortgage broker.

george elias

Rebecca has been my mortgage broker for over ten years.Rebecca has always delievered with the best rates and service.

Kelley Conlan

Working with My Mortgage Concierge has provided the peace of mind required when negotiating large financial exchanges. They were able to guide us through ensuring we hadn't missed something important in the process. Rebecca was remarkable.

We work with Australia's biggest lenders

Frequently Asked Questions

Are all your Mortgage & Finance Broker licensed and accredited?

All of our Mortgage & Finance Broker are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help first home buyers get their first home loan plus access any grants and incentives?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant (FHOG) and the various stamp duty exemptions available.

Can you help with our home loan and investment loan?

Yes we can! We have experience arranging all kinds of loans including home loans, business loans, investment loans, lines of credit, commercial loans and equipment finance. We are accredited with a range of lenders who can provide solutions to suit your needs.

Does My Mortgage Concierge help self employed borrowers get a loan?

Yes, we often work with self-employed borrowers. Our brokers have a great understanding of tax and business financials. We work closely with our in-house accountants and our client's accountants to provide solutions for self-employed borrowers. We often arrange loans for companies, trusts, sole traders, SMSF and partnerships.

Does My Mortgage Concierge charge any fees, or are any hidden costs when getting a loan?

We don’t usually charge for our services as we are paid a commission by the banks. All fees and commissions will be fully disclosed to you before any loan application is prepared. We also run through the other costs of arranging a loan and buying a property such as Government charges and fees.

Who owns My Mortgage Concierge, and are you a part of a franchise?

The business is family-run and owned independently of any franchise. We aggregate through Connective Lender Services Pty Ltd.

Request a Callback

Name

Phone Number

Email Address

Homebush West, NSW

02 8014 4443

Further Information

Calculators

Services

Sattout Accounting Services Pty Ltd ABN: 16 115 135 656. The Brokers are authorised credit representatives of Sattout Accounting Services Pty Ltd Australian Credit Licence 392736

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.