First Home Buyers

At My Mortgage Concierge, we're Mortgage Brokers helping clients Australia-wide access Home Loan Options, First Home Owner Grants and Incentives

5.0

from 40 reviews

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Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Securing your inaugural home is a significant milestone in your financial journey. Presently in Australia, first-time purchasers are in a particularly advantageous position due to a favourable market environment and substantial government incentives, such as the First Home Owner Grant. This scenario offers an exceptional chance to climb the property ladder.

We offer nationwide expertise, aiding clients in navigating and leveraging the First Home Owner Grant (FHOG), as well as various stamp duty concessions and other state-specific perks. Whether your interest lies in acquiring vacant land or a pre-existing residence, we're here to elucidate your alternatives. You may also qualify for the Home Guarantee Scheme, potentially broadening your selection of properties.

Comprehending every facet of purchasing your initial home, from assessing your borrowing power to establishing sensible borrowing limits, is imperative. Our vast experience in guiding First Home Buyers through the buying process makes us ideally suited to support you in making these critical decisions.

As esteemed members of the Mortgage and Finance Association of Australia, our commitment is to assist First Home Buyers throughout the nation. Embarking on your homeownership journey? Our profound knowledge and experience are at your disposal to ensure you make informed decisions every step of the way.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Buying your First Home

Our Latest Reviews

Gina

Rebecca and her team are fabulous. We have had many successful outcomes over the years, including recently, thanks to their expertise and guidance. Highly recommend My Mortgage Concierge for all your mortgage needs.

SM “SVRC” Vella

Rebecca and her team went above and beyond expectations to assist my wife and I. We cannot recommend Rebecca’s services enough.

James Baghdassar

Great support in obtaining our loan and maintaining it. Would recommend.

James Stevenson

Rebecca was briliant and helpful every step of the way - offering great advice and answering all my questions with ease. I highly reccomend Rebecca!

Ali Hussein

My experience with Sattouts over the past several years has been outstanding. Rebecca assisted me with obtaining all the relevant information promptly and lisasing with all stakeholders to secure my property through SMSF, very knowledgeable ...

kim crestani

Rebecca Morgan @ Sattouts / My Mortgage Concierge is an absolute pleasure to deal with . Rebecca has helped us on many occasions and is very professional and to the point. I have no hesitation in highly recommending her.

We work with Australia's biggest lenders

Frequently Asked Questions

Are all your Mortgage & Finance Broker licensed and accredited?

All of our Mortgage & Finance Broker are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help first home buyers get their first home loan plus access any grants and incentives?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant (FHOG) and the various stamp duty exemptions available.

Can you help with our home loan and investment loan?

Yes we can! We have experience arranging all kinds of loans including home loans, business loans, investment loans, lines of credit, commercial loans and equipment finance. We are accredited with a range of lenders who can provide solutions to suit your needs.

Does My Mortgage Concierge help self employed borrowers get a loan?

Yes, we often work with self-employed borrowers. Our brokers have a great understanding of tax and business financials. We work closely with our in-house accountants and our client's accountants to provide solutions for self-employed borrowers. We often arrange loans for companies, trusts, sole traders, SMSF and partnerships.

Does My Mortgage Concierge charge any fees, or are any hidden costs when getting a loan?

We don’t usually charge for our services as we are paid a commission by the banks. All fees and commissions will be fully disclosed to you before any loan application is prepared. We also run through the other costs of arranging a loan and buying a property such as Government charges and fees.

Who owns My Mortgage Concierge, and are you a part of a franchise?

The business is family-run and owned independently of any franchise. We aggregate through Connective Lender Services Pty Ltd.

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