First Home Buyers

At My Mortgage Concierge, we're Mortgage Brokers helping clients Australia-wide access Home Loan Options, First Home Owner Grants and Incentives

5.0

from 61 reviews

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Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Securing your inaugural home is a significant milestone in your financial journey. Presently in Australia, first-time purchasers are in a particularly advantageous position due to a favourable market environment and substantial government incentives, such as the First Home Owner Grant. This scenario offers an exceptional chance to climb the property ladder.

We offer nationwide expertise, aiding clients in navigating and leveraging the First Home Owner Grant (FHOG), as well as various stamp duty concessions and other state-specific perks. Whether your interest lies in acquiring vacant land or a pre-existing residence, we're here to elucidate your alternatives. You may also qualify for the Home Guarantee Scheme, potentially broadening your selection of properties.

Comprehending every facet of purchasing your initial home, from assessing your borrowing power to establishing sensible borrowing limits, is imperative. Our vast experience in guiding First Home Buyers through the buying process makes us ideally suited to support you in making these critical decisions.

As esteemed members of the Mortgage and Finance Association of Australia, our commitment is to assist First Home Buyers throughout the nation. Embarking on your homeownership journey? Our profound knowledge and experience are at your disposal to ensure you make informed decisions every step of the way.

Ready to chat to one of our team?

Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Buying your First Home

Our Latest Reviews

Megan Jeon

Rebecca was recommended by my work colleague who had just recently bought their house, and she was beyond our expectations. Thanks to her kind explanations and attention to detail, Rebecca made the preapproval and final settlement processes so smooth and hassle-free for our first home buying journey. We really appreciate her honest and helpful advice and patience with our endless questions. We highly recommend Rebecca and her team. Best service.

Romeo Correia

Sid Sarkis recently assisted me manage my home loan to purchase another property. He made the whole experience seem less and provided great knowledge.

Adrian Buhagiar

I recently had the pleasure of working with Sid for my home loan, and I can't recommend him and the team at Sattouts enough. From the very beginning, he was incredibly professional and attentive. He took the time to understand my financial situation, was always available to answer my questions and address any concerns I had, which made the experience much less stressful. He truly made the process smooth and enjoyable! Thankyou Sid

Alex Al-Ekhtiyar

Sid is extremely helpful throughout the entire process. He will answer all of your questions with detail and truly cares about his clients and their situations to get them the best result possible. He has made buying a property a lot less stressful than it needs to be. I can't recommend him enough!!

Marcus Crossley

Sid and the team offered expertise and constant assistance when required. Making the process of buying property as smooth as possible.

Marie Raad

Sid was extremely helpful with the purchase of our next house. His knowledge in how best to approach our new loan made the biggest difference in us being able to finally find our forever home. The personalised experience we received made the entire process from start to finish as stress free as possible and Sid was there to answer any questions we had no matter the time of day. I would highly recommend his services when purchasing a home.

We work with Australia's biggest lenders

Frequently Asked Questions

Are all your Mortgage & Finance Broker licensed and accredited?

All of our Mortgage & Finance Broker are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help first home buyers get their first home loan plus access any grants and incentives?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant (FHOG) and the various stamp duty exemptions available.

Can you help with our home loan and investment loan?

Yes we can! We have experience arranging all kinds of loans including home loans, business loans, investment loans, lines of credit, commercial loans and equipment finance. We are accredited with a range of lenders who can provide solutions to suit your needs.

Does My Mortgage Concierge help self employed borrowers get a loan?

Yes, we often work with self-employed borrowers. Our brokers have a great understanding of tax and business financials. We work closely with our in-house accountants and our client's accountants to provide solutions for self-employed borrowers. We often arrange loans for companies, trusts, sole traders, SMSF and partnerships.

Does My Mortgage Concierge charge any fees, or are any hidden costs when getting a loan?

We don’t usually charge for our services as we are paid a commission by the banks. All fees and commissions will be fully disclosed to you before any loan application is prepared. We also run through the other costs of arranging a loan and buying a property such as Government charges and fees.

Who owns My Mortgage Concierge, and are you a part of a franchise?

The business is family-run and owned independently of any franchise. We aggregate through Connective Lender Services Pty Ltd.

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