First Home Buyers

Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Securing your inaugural home is a significant milestone in your financial journey. Presently in Australia, first-time purchasers are in a particularly advantageous position due to a favourable market environment and substantial government incentives, such as the First Home Owner Grant. This scenario offers an exceptional chance to climb the property ladder.

We offer nationwide expertise, aiding clients in navigating and leveraging the First Home Owner Grant (FHOG), as well as various stamp duty concessions and other state-specific perks. Whether your interest lies in acquiring vacant land or a pre-existing residence, we're here to elucidate your alternatives. You may also qualify for the Home Guarantee Scheme, potentially broadening your selection of properties.

Comprehending every facet of purchasing your initial home, from assessing your borrowing power to establishing sensible borrowing limits, is imperative. Our vast experience in guiding First Home Buyers through the buying process makes us ideally suited to support you in making these critical decisions.

As esteemed members of the Mortgage and Finance Association of Australia, our commitment is to assist First Home Buyers throughout the nation. Embarking on your homeownership journey? Our profound knowledge and experience are at your disposal to ensure you make informed decisions every step of the way.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Get your Borrowing Capacity

Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Book Appointment

Our Latest Reviews

George Mantoufeh

I had an exceptional experience working with My Mortgage Concierge for my investment loan! From start to finish, they were attentive, knowledgeable, and always ready to answer my questions. They took the time to understand my financial goals and tailored the best loan option to fit my needs. The entire process was smooth and stress-free, thanks to their expertise and dedication. I truly felt they had my best interests at heart every step of the way. Highly recommend My Mortgage Concierge for anyone looking for a reliable and efficient mortgage broker!

Glenn Doyle

Rebecca and her team was a pleasure to work with. Outstanding Guidance and help on purchasing my home. A

Martino Pagani

Thanks to Rebecca we were able to secure our first property. She was always readily available to answer questions and made the whole process very easy for us.

Brett Nossiter

Sid Sarkis has been my broker for several years now, and has always had my back. With the recent financial pressure of rising interest rates, Sid was always there to help me through the tough times and get the best value for my mortgage. He is great to work with and I highly recommend him!

Gina

Rebecca and her team are fabulous. We have had many successful outcomes over the years, including recently, thanks to their expertise and guidance. Highly recommend My Mortgage Concierge for all your mortgage needs.

SM “SVRC” Vella

Rebecca and her team went above and beyond expectations to assist my wife and I. We cannot recommend Rebecca’s services enough.

We work with Australia's biggest lenders

Frequently Asked Questions

Are all your Mortgage & Finance Broker licensed and accredited?

All of our Mortgage & Finance Broker are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help first home buyers get their first home loan plus access any grants and incentives?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant (FHOG) and the various stamp duty exemptions available.

Can you help with our home loan and investment loan?

Yes we can! We have experience arranging all kinds of loans including home loans, business loans, investment loans, lines of credit, commercial loans and equipment finance. We are accredited with a range of lenders who can provide solutions to suit your needs.

Does My Mortgage Concierge help self employed borrowers get a loan?

Yes, we often work with self-employed borrowers. Our brokers have a great understanding of tax and business financials. We work closely with our in-house accountants and our client's accountants to provide solutions for self-employed borrowers. We often arrange loans for companies, trusts, sole traders, SMSF and partnerships.

Does My Mortgage Concierge charge any fees, or are any hidden costs when getting a loan?

We don’t usually charge for our services as we are paid a commission by the banks. All fees and commissions will be fully disclosed to you before any loan application is prepared. We also run through the other costs of arranging a loan and buying a property such as Government charges and fees.

Who owns My Mortgage Concierge, and are you a part of a franchise?

The business is family-run and owned independently of any franchise. We aggregate through Connective Lender Services Pty Ltd.

Request a Callback

Name

Phone Number

Email Address

Homebush West, NSW

0448 258 716

Further Information

Calculators

Services

Sattout Accounting Services Pty Ltd ABN: 16 115 135 656. The Brokers are authorised credit representatives of Sattout Accounting Services Pty Ltd Australian Credit Licence 392736

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.