Refinance your Loan

At My Mortgage Concierge, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan

5.0

from 48 reviews

My Mortgage Concierge Refinance

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing your Home or Investment Loan offers a strategic way to reduce interest payments. Whether you're moving on from a fixed rate or dealing with a variable rate, there's a high chance that better loan options are available. With access to thousands of products from a wide network of Australian lenders, including major banks, credit unions, and building societies, we're in a prime position to find a Home or Investment Loan that's perfectly suited to your requirements.

As property values generally rise, tapping into increased equity can allow for a larger loan, giving you the financial leeway to invest in home improvements, consolidate debt, or explore new investment opportunities. Refinancing also makes it possible to consolidate multiple loans into one, simplifying your finances and potentially reducing your overall interest payments.

We're here to help you understand any early settlement fees or exit charges associated with your current loan, providing a thorough comparison of the benefits of refinancing. As a proud member of the Mortgage and Finance Association of Australia, we offer nationwide service and are dedicated to guiding you expertly through your refinancing process. Let us help you make an informed decision regarding your Home or Investment Loan refinancing.

How much could you save by Refinancing?

Get an estimate of your savings in less than 60 seconds

Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you 

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

My Mortgage Concierge  Rebecca Morgan

Our Latest Reviews

Harriet Ticehurst

Wonderful experience purchasing our first home with the guidance and support of Rebecca. We would absolutely recommend this service to anyone look to purchase a new home.

william haren

Rebecca was fantastic to deal with and was happy to answer any questions we had as we had many questions due to being first home buyers. She helped my partner and I through the entire process making it all super easy and simple. I would highly recommend their services.

Giselle Casagrande

I highly recommend Rebeca as a broker. I trust her work, and in my experience, she not only helped me secure the best deal but also takes a proactive approach by regularly reviewing my mortgage situation and informing me if I’m overpaying. She provides peace of mind and confidence that I’m in good hands.

Belinda triantis

Thank you, My Mortgage Concierge, for your exceptional support and guidance throughout the entire process of securing both our home and construction loans. Sid went above and beyond to keep us informed at every step, ensuring that we always felt confident and prepared. His consistent communication and proactive updates made what could have been a stressful experience both pleasant and smooth. Sid's professionalism and dedication allowed us to plan our next steps with ease and peace of mind. We couldn’t be happier with the service and highly recommend My Mortgage Concierge to anyone looking for a reliable and efficient broker.

George Mantoufeh

I had an exceptional experience working with My Mortgage Concierge for my investment loan! From start to finish, they were attentive, knowledgeable, and always ready to answer my questions. They took the time to understand my financial goals and tailored the best loan option to fit my needs. The entire process was smooth and stress-free, thanks to their expertise and dedication. I truly felt they had my best interests at heart every step of the way. Highly recommend My Mortgage Concierge for anyone looking for a reliable and efficient mortgage broker!

Glenn Doyle

Rebecca and her team was a pleasure to work with. Outstanding Guidance and help on purchasing my home. A

We work with Australia's biggest lenders

Frequently Asked Questions

Are all your Mortgage & Finance Broker licensed and accredited?

All of our Mortgage & Finance Broker are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help first home buyers get their first home loan plus access any grants and incentives?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant (FHOG) and the various stamp duty exemptions available.

Can you help with our home loan and investment loan?

Yes we can! We have experience arranging all kinds of loans including home loans, business loans, investment loans, lines of credit, commercial loans and equipment finance. We are accredited with a range of lenders who can provide solutions to suit your needs.

Does My Mortgage Concierge help self employed borrowers get a loan?

Yes, we often work with self-employed borrowers. Our brokers have a great understanding of tax and business financials. We work closely with our in-house accountants and our client's accountants to provide solutions for self-employed borrowers. We often arrange loans for companies, trusts, sole traders, SMSF and partnerships.

Does My Mortgage Concierge charge any fees, or are any hidden costs when getting a loan?

We don’t usually charge for our services as we are paid a commission by the banks. All fees and commissions will be fully disclosed to you before any loan application is prepared. We also run through the other costs of arranging a loan and buying a property such as Government charges and fees.

Who owns My Mortgage Concierge, and are you a part of a franchise?

The business is family-run and owned independently of any franchise. We aggregate through Connective Lender Services Pty Ltd.

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