Refinancing - Property Dreams Delivered

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing your Home or Investment Loan offers a strategic way to reduce interest payments. Whether you're moving on from a fixed rate or dealing with a variable rate, there's a high chance that better loan options are available. With access to thousands of products from a wide network of Australian lenders, including major banks, credit unions, and building societies, we're in a prime position to find a Home or Investment Loan that's perfectly suited to your requirements.

As property values generally rise, tapping into increased equity can allow for a larger loan, giving you the financial leeway to invest in home improvements, consolidate debt, or explore new investment opportunities. Refinancing also makes it possible to consolidate multiple loans into one, simplifying your finances and potentially reducing your overall interest payments.

We're here to help you understand any early settlement fees or exit charges associated with your current loan, providing a thorough comparison of the benefits of refinancing. As a proud member of the Mortgage and Finance Association of Australia, we offer nationwide service and are dedicated to guiding you expertly through your refinancing process. Let us help you make an informed decision regarding your Home or Investment Loan refinancing.

How much could you save by Refinancing?

Get an estimate of your savings in less than 60 seconds

Check your Loan Health

Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

Book Appointment

Our Latest Reviews

Andrew Zaki

My wife and I have used Rebecca, Sid and the team at my Mortgage Concierge for multiple property purchases now. They have always provided a comprehensive service and were able to put forward multiple loan options across various lenders in a timely manner. The team will always provide honest feedback as to their recommended loan package based on our situation. Thanks team!

Jenny Taouk

The team at My Mortgage Concierge was incredibly friendly and knowledgeable. My loan officer, Rebecca took the time to explain every step of the process, answering all my questions and addressing my concerns. She was always available for a call or email, which made me feel supported throughout the entire journey.

Chloe

I can't speak highly enough of Rebecca and the team. They took me from being unsure if I could even qualify for a loan through to settlement with both warmth and professionalism.

vanessa foo

If you’re here checking out reviews and doing your research like i did when i needed help with my home loan, then pick up the phone and reach out to them. I would recommend Rebecca and her team in a heartbeat! As first home buyers, my partner and i knew pretty much nothing, but Rebecca has been so helpful and generous with her knowledge. She goes out of her way to help us in every way possible to find us a home loan that matches our needs. We had quite a few challenges from our building developers which led to a very short notice for settlement, but again Rebecca was there to assist us every step of the way and making sure we got our home loan approved in time. My partner and I are so glad to have Rebecca as our mortgage broker.

george elias

Rebecca has been my mortgage broker for over ten years.Rebecca has always delievered with the best rates and service.

Kelley Conlan

Working with My Mortgage Concierge has provided the peace of mind required when negotiating large financial exchanges. They were able to guide us through ensuring we hadn't missed something important in the process. Rebecca was remarkable.

We work with Australia's biggest lenders

Frequently Asked Questions

Are all your Mortgage & Finance Broker licensed and accredited?

All of our Mortgage & Finance Broker are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help first home buyers get their first home loan plus access any grants and incentives?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant (FHOG) and the various stamp duty exemptions available.

Can you help with our home loan and investment loan?

Yes we can! We have experience arranging all kinds of loans including home loans, business loans, investment loans, lines of credit, commercial loans and equipment finance. We are accredited with a range of lenders who can provide solutions to suit your needs.

Does My Mortgage Concierge help self employed borrowers get a loan?

Yes, we often work with self-employed borrowers. Our brokers have a great understanding of tax and business financials. We work closely with our in-house accountants and our client's accountants to provide solutions for self-employed borrowers. We often arrange loans for companies, trusts, sole traders, SMSF and partnerships.

Does My Mortgage Concierge charge any fees, or are any hidden costs when getting a loan?

We don’t usually charge for our services as we are paid a commission by the banks. All fees and commissions will be fully disclosed to you before any loan application is prepared. We also run through the other costs of arranging a loan and buying a property such as Government charges and fees.

Who owns My Mortgage Concierge, and are you a part of a franchise?

The business is family-run and owned independently of any franchise. We aggregate through Connective Lender Services Pty Ltd.

Request a Callback

Name

Phone Number

Email Address

Homebush West, NSW

02 8014 4443

Further Information

Calculators

Services

Sattout Accounting Services Pty Ltd ABN: 16 115 135 656. The Brokers are authorised credit representatives of Sattout Accounting Services Pty Ltd Australian Credit Licence 392736

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Refinance your Loan

At My Mortgage Concierge, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan