Refinancing - Property Dreams Delivered

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing your Home or Investment Loan offers a strategic way to reduce interest payments. Whether you're moving on from a fixed rate or dealing with a variable rate, there's a high chance that better loan options are available. With access to thousands of products from a wide network of Australian lenders, including major banks, credit unions, and building societies, we're in a prime position to find a Home or Investment Loan that's perfectly suited to your requirements.

As property values generally rise, tapping into increased equity can allow for a larger loan, giving you the financial leeway to invest in home improvements, consolidate debt, or explore new investment opportunities. Refinancing also makes it possible to consolidate multiple loans into one, simplifying your finances and potentially reducing your overall interest payments.

We're here to help you understand any early settlement fees or exit charges associated with your current loan, providing a thorough comparison of the benefits of refinancing. As a proud member of the Mortgage and Finance Association of Australia, we offer nationwide service and are dedicated to guiding you expertly through your refinancing process. Let us help you make an informed decision regarding your Home or Investment Loan refinancing.

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Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

Book Appointment

Our Latest Reviews

Dominic

I had a wonderful experience with Rebecca. Constantly kept updated, in the loop, she was extremely detailed and very understanding of any questions. Highly recommend

johnny campos

I can’t recommend Rebecca and her team at MY MORTGAGE CONCIERGE highly enough. They recently helped me get a $50,000 loan approved and settled, and the entire process was smooth, efficient, and stress-free from start to finish. Rebecca has been my mortgage broker for many years and looks after several loans across my property portfolio. Her knowledge, attention to detail, and genuine care for her clients are outstanding. She consistently goes above and beyond to find the right solution and explain everything clearly. I’ve already recommended Rebecca to several friends, and they have all been extremely happy with her service as well. If you’re looking for a broker you can trust long-term, MY MORTGAGE CONCIERGE is the team to go with.

Yiorgos Crespis

Rebecca and the team at My Mortgage Concierge went above and beyond in helping us with our refinance and second home purchase. Their service was exceptional, and I couldn’t recommend them more highly.

Jane Saliba

I can't recommend Rebecca Morgan and her team enough. Rebecca has helped me refinance twice now and as a single parent, that's not always easy! Nothing is too much trouble, but most importantly, I trust that she's always providing me with the best rates and products around. She's experienced, makes the process clear and easy and her follow up is great. Highly recommend her services.

Sam Ryan

Rebecca & Sab were great. They helped us purchase our first home, guided us through all of the complex details and made our lives easy. Would recommend.

Mary Ryan

Rebecca is a real gem. Honest straightforward, strategic and smart. Not only has she supported us in securing and managing our loans to our benefit she has now just done the same for our son. Highly recommended if you want someone whose advice and knowledge you can trust.

We work with Australia's biggest lenders

Frequently Asked Questions

Are all your Mortgage & Finance Broker licensed and accredited?

All of our Mortgage & Finance Broker are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help first home buyers get their first home loan plus access any grants and incentives?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant (FHOG) and the various stamp duty exemptions available.

Can you help with our home loan and investment loan?

Yes we can! We have experience arranging all kinds of loans including home loans, business loans, investment loans, lines of credit, commercial loans and equipment finance. We are accredited with a range of lenders who can provide solutions to suit your needs.

Does My Mortgage Concierge help self employed borrowers get a loan?

Yes, we often work with self-employed borrowers. Our brokers have a great understanding of tax and business financials. We work closely with our in-house accountants and our client's accountants to provide solutions for self-employed borrowers. We often arrange loans for companies, trusts, sole traders, SMSF and partnerships.

Does My Mortgage Concierge charge any fees, or are any hidden costs when getting a loan?

We don’t usually charge for our services as we are paid a commission by the banks. All fees and commissions will be fully disclosed to you before any loan application is prepared. We also run through the other costs of arranging a loan and buying a property such as Government charges and fees.

Who owns My Mortgage Concierge, and are you a part of a franchise?

The business is family-run and owned independently of any franchise. We aggregate through Connective Lender Services Pty Ltd.

Request a Callback

Name

Phone Number

Email Address

Homebush West, NSW

02 8014 4443

Further Information

Services

Sattout Accounting Services Pty Ltd ABN: 16 115 135 656. The Brokers are authorised credit representatives of Sattout Accounting Services Pty Ltd Australian Credit Licence 392736

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Refinance your Loan

At My Mortgage Concierge, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan